You are eligible for your TRAF pension, if you:

• Terminate your contract with your employer (including substitute teaching contracts) unless you are age 65 or older with at least 15 years of qualifying service and have not elected to continue to contribute beyond age 65
• Meet the minimum age and service requirements outlined in The Teachers' Pensions Act
• Apply for your pension within the necessary deadlines

Refer to your recent pension estimate to confirm your eligibility.

Submit your pension application and required documents at least three months prior to the date you want your pension to start, and up to 12 months in advance.

Note: This form is only intended for users outside the European Union (EU). If you are in the EU, please do not fill out this form and contact our office at info@traf.mb.ca.

Before you start filling in the pension application, make sure you review the following:

• Your pension estimate
• Your TRAF Pension booklet
• Preparing for Retirement
• Retired Teachers' Association of Manitoba (RTAM) information

Once you have reviewed the above points, gather the following documents that will be required to be uploaded throughout completion of the application:

• Proof of age for you (a copy of your birth certificate, valid Canadian passport, baptismal certificate or citizenship papers)
• Proof of age for your partner, if choosing Plans C through G, or H, if applicable (a copy of their birth certificate, valid Canadian passport, baptismal certificate or citizenship papers).
• Government-issued photo ID with signature for you and your partner, if applicable
• Completed federal TD1 tax form
• Completed provincial TD1 tax form
• Personalized void cheque or letter from your Canadian bank or credit union
• Form 5B - Consent for Integrated Pension, if applicable

 

Original and certified copies of proof of age are not required. However, TRAF reserves the right to request originals or certified copies.

 

Note: Have all required documents ready before starting as the application cannot be submitted without them. At any time, you may go back to a previous screen by clicking “Back.” It is not required, but you may save a draft and return later by creating a temporary account with your email and password. Draft applications are automatically deleted after two months. Clicking “Save” does not mean your application has been submitted. Your application is only received by TRAF after you click “Submit” and receive a confirmation email.

By checking "Yes," regardless of your selection to the previous question, you authorize TRAF to provide your personal information to RTAM for the purposes of administering your RTAM membership. Membership fee deductions will begin with your first monthly pension payment.

The monthly membership fee is set by RTAM and is subject to change at any time at RTAM's discretion.

We can accept PDF, PNG, JPG and JPEG files. This could include scanned images or photos taken with a camera, phone or other device.

• I have reviewed my retirement statement and the Your TRAF Pension booklet.
• I fully understand my plan option and integration selections and the effect they will have on my pension upon my death or the death of my beneficiary, if applicable.
• I understand that once my pension starts, the pension effective date, plan option and integration selections cannot be changed under any circumstances, including a change in relationship status.
• I understand that once my pension starts, I am not permitted to change my beneficiary under any circumstances including a change in relationship status, except under Plan A or Plan B.
• I understand that my contract must be terminated, including substitute teachers, and may include disability benefits, before I am eligible to receive my pension unless I am age 65 or older with at least 15 years of qualifying service and have not elected to continue to contribute beyond age 65.
• I understand that if I am employed as a "teacher," as defined in The Teachers' Pensions Act, in a Manitoba public school or other position covered by TRAF,
  • within 90 days of retirement (excluding substitute teaching), my pension will be cancelled and I am required to repay any pension payments I received. I am also required to recommence contributions to TRAF.
  • for more than 120 days in a school year (including substitute teaching), my pension will be suspended on the 121st day and I am required to contribute to TRAF. The Act requires that I notify my employer if I am in receipt of pension and of the total days worked in a school year.
    (Not applicable for members age 65 or older with at least 15 years of qualifying service.)
• I authorize TRAF to deposit my pension directly into my account. (If you want your pension deposited to a savings account, your bank must send us a letter confirming your account number and the bank's name and branch numbers.)

Extended healthcare coverage is provided by organizations external to TRAF. Please contact these organizations for more information.

I have read and understand the above and declare that, to the best of my knowledge, the information given in this application is true and complete. I authorize TRAF to process my pension.